Description

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As an Associate, Research & Analysis (R&A) in our Institutional R&A team, you will be responsible for managing a portfolio of International Banking clients in Hong Kong. Your primary focus will be to deliver high-quality credit analysis and risk assessments that support sound credit decisions. This includes evaluating clients' business models, industry dynamics, capital structures, and financial performance. You will prepare well-structured credit papers, formulate effective risk mitigation strategies, and provide consistent, high-quality credit recommendations. In this role, you will also coordinate closely with Relationship Managers, Risk, and Product Partners, acting as a key liaison for MNC clients to ensure compliance with booking point credit risk, policy, and regulatory requirements.

Banking is changing and we're changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you'll be building your future, while helping to build ours.

Role Location: Hong Kong
Role Type: Full-time

What will your day look like?

As an Associate in the Institutional R&A team, your day will be varied and impactful, involving activities such as:

• Supporting revenue growth and helping maximise revenue/RWA across the Hong Kong Institutional Banking portfolio.
• Attending client meetings with Relationship Managers to understand business models and industry dynamics.
• Building strong relationships with internal and external stakeholders to stay aligned with industry trends and client needs.
• Contributing to strategies for onboarding new transactions, managing deteriorating credits, and identifying deal structuring opportunities.
• Enhancing industry knowledge through active participation in relevant groups and forums.
• Maintaining credit quality across the portfolio and ensuring alignment with risk appetite through timely reviews.
• Preparing concise, high-quality credit papers with sound recommendations and risk mitigation strategies.
• Ensuring full compliance with ANZ credit policies, processes, and audit requirements.
• Identifying and suggesting process improvements to drive efficiency.
• Collaborating with Relationship Teams, Lending Operations, Product Partners, and Risk to support client outcomes.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Strong and relevant experience in risk analysis across Institutional Banking clients.
• Highly motivated, self-directed team player with excellent interpersonal and communication skills-both written and verbal.
• Tertiary qualification, preferably in Commerce, Business, Accounting, or Economics.
• Strategic mindset with a commercial approach and a proven ability to balance risk/reward priorities.
• Solid knowledge of banking products, loan structures, trade finance, and global markets.
• Proficiency in Mandarin (preferred), to support effective communication with Hong Kong based clients, many of whom operate in Mandarin-speaking environments.

You're not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 113738.

Job Posting End Date

27/04/2026 , 11.59pm, (Melbourne Australia)